Who we are
Financial Planners in Belfast are not all the same
Who are we?
We are bespoke financial strategists, independent of any product provider. We have a modern, sometimes contrarian, approach to financial planning which is tailored to the aspirations and needs of our individual clients.
Who gives the advice?
Steve Laird, the principal of the business, is one of the leading financial planners in Belfast. He is a Certified Financial Planner (one of the highest qualifications in the profession) and a member of the Institute of Financial Planning. He has over 20 years of experience in financial services including expert analysis for the BBC, ITV and various Financial Times publications.
Who are our clients?
Our clients are successful professional people of all ages.
Many of them are cash rich and time poor and simply want to get on with their lives knowing that their interests are being properly looked after. Others prefer a more active involvement in financial decisions so we have created a range of services to suit both types. Details are available on request.
Some clients refer all of their finance-related decisions to us (e.g. whether or not to buy a car and, if so, on what basis). Other simply use us for a second opinion.
How are we paid?
All prospective new clients are offered an initial half-hour consultation without charge. This enables you to see how we operate and us to give an indication of whether or not we feel we can add value to your decision making and, if so, to give an indication of the areas we should be looking at.
At that stage, if we all agree to proceed, you will be given a fixed price quotation for the initial work (usually an holistic report) that will be undertaken on your behalf, as well as a timescale for its completion. This fee would normally range from £1,500 - £2,500 depending on the complexity of the task. We don't generally charge an hourly rate as we don't believe that it's in your interest for us to be given an incentive to work slowly. However, as we offer a truly bespoke service, we can charge on an hourly rate basis if you prefer.
Once the plan has been prepared it is reviewed and modified, if need be, with the clients before implementation.
True Financial Planning is a process and not an event so we review all of our active clients on a regular basis. We offer different levels of ongoing review service, which are priced accordingly.